Christina C.
Keri and her team were amazing! I felt like they truly explored all of our options and found the right loan for us. I highly recommend CMG home loans and would use them again in the future.
500 Ala Moana Blvd. Suite 6-200, Honolulu, HI 96813 | Branch NMLS# 2475890
Keri Shepherd is a top-producing mortgage loan officer and the Regional Sales Manager for CMG Home Loans in Hawai‘i. Born and raised on the islands, Keri earned her degree from the University of Hawai‘i at Manoa and brings over 20 years of experience in real estate and mortgage lending. Licensed in 20+ states, she serves clients throughout O‘ahu, Maui, Kaua‘i, and Hawai‘i Island, with a strong focus on education, strategic loan planning, and long-term financial success.
Whether you're a first-time homebuyer, a seasoned investor, or a military service member, Keri is committed to helping you navigate the loan process with confidence.
Keri offers a wide range of mortgage solutions tailored to each borrower’s unique goals, including:
Conventional Loans
FHA Loans – Ideal for first-time homebuyers
VA Loans – Specialized support for veterans and active-duty military
USDA Loans – For eligible rural properties
Jumbo Loans – For higher-priced homes in Hawai‘i
All In One Loan – A first-lien HELOC that helps homeowners pay off their mortgage faster
Bank Statement & No-Ratio Loans – Perfect for self-employed borrowers
Investor Cash Flow Loans
Renovation Loans – Including FHA 203k, VA Renovation, and Fannie Mae Homestyle
Keri excels at finding creative, out-of-the-box loan solutions that other lenders might overlook.
Yes. With deep personal ties to the military—her father, grandfather, and uncle all served—Keri considers it a privilege to help service members and veterans achieve homeownership. She is known for simplifying the often complex VA loan process and advocating for those who serve our country.
Absolutely. Keri is passionate about helping families access low down payment programs, improve credit, and understand the full path to homeownership. Her approach includes personalized planning, pre-approval education, and local program guidance to make buying a home in Hawai‘i more accessible.
Yes. Keri partners with local and out-of-state investors looking to build community through real estate. She specializes in investor financing, including DSCR (Debt Service Coverage Ratio) loans, no-ratio options, and multiple-property scenarios.
Realtors consistently refer Keri because:
She closes on time (or early)
Her communication is proactive, clear, and responsive
Her team provides 5-star service from pre-approval to post-close
She thrives on solving complex financing situations—condos, self-employed borrowers, investor loans, and more
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Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
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