List & Lock

Conventional

Rates based on seller concession

Standard rate with as little as 10% down.

Pricing at 2% seller concession: $14,500.00

To view repayment scenarios, click the numbers on the chart.

FICO

	620	640	660	680	700	720	740	760	780
10%	8.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 8.375% (APR 8.789%) Monthly Payment $4,959.47 Does not include mortgage insurance/taxes/homeowners insurance	7.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.99% (APR 8.394%) Monthly Payment $4,783.27 Does not include mortgage insurance/taxes/homeowners insurance	7.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.875% (APR 8.276%) Monthly Payment $4,731.08 Does not include mortgage insurance/taxes/homeowners insurance	7.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.875% (APR 8.276%) Monthly Payment $4,731.08 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.75% (APR 8.148%) Monthly Payment $4,674.59 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.75% (APR 8.148%) Monthly Payment $4,674.59 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.625% (APR 8.02%) Monthly Payment $4,618.35 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.625% (APR 8.02%) Monthly Payment $4,618.35 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.625% (APR 8.02%) Monthly Payment $4,618.35 Does not include mortgage insurance/taxes/homeowners insurance
20%	8.250 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 8.25% (APR 8.692%) Monthly Payment $4,357.35 Does not include mortgage insurance/taxes/homeowners insurance	7.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.99% (APR 8.425%) Monthly Payment $4,251.79 Does not include mortgage insurance/taxes/homeowners insurance	7.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.875% (APR 8.307%) Monthly Payment $4,205.40 Does not include mortgage insurance/taxes/homeowners insurance	7.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.875% (APR 8.307%) Monthly Payment $4,205.40 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.75% (APR 8.179%) Monthly Payment $4,155.19 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.75% (APR 8.179%) Monthly Payment $4,155.19 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.625% (APR 8.05%) Monthly Payment $4,105.20 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.625% (APR 8.05%) Monthly Payment $4,105.20 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.49% (APR 7.912%) Monthly Payment $4,051.47 Does not include mortgage insurance/taxes/homeowners insurance
25%	7.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.875% (APR 8.326%) Monthly Payment $3,942.56 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.75% (APR 8.197%) Monthly Payment $3,895.49 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.75% (APR 8.197%) Monthly Payment $3,895.49 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.625% (APR 8.069%) Monthly Payment $3,848.63 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.625% (APR 8.069%) Monthly Payment $3,848.63 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.625% (APR 8.069%) Monthly Payment $3,848.63 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.49% (APR 7.93%) Monthly Payment $3,798.26 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.49% (APR 7.93%) Monthly Payment $3,798.26 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 25% Term 30 Years Rate 7.375% (APR 7.812%) Monthly Payment $3,755.55 Does not include mortgage insurance/taxes/homeowners insurance
30%	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.625% (APR 8.09%) Monthly Payment $3,592.05 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.625% (APR 8.09%) Monthly Payment $3,592.05 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.49% (APR 7.951%) Monthly Payment $3,545.04 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.49% (APR 7.951%) Monthly Payment $3,545.04 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.375% (APR 7.833%) Monthly Payment $3,505.18 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.375% (APR 7.833%) Monthly Payment $3,505.18 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.375% (APR 7.833%) Monthly Payment $3,505.18 Does not include mortgage insurance/taxes/homeowners insurance	7.250 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.25% (APR 7.704%) Monthly Payment $3,462.04 Does not include mortgage insurance/taxes/homeowners insurance	7.250 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 30% Term 30 Years Rate 7.25% (APR 7.704%) Monthly Payment $3,462.04 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 10/23/2023. Home Price $725,000, Down Payment 30%, Loan Amount $507,500, Term, 30 year/fixed rate 7.25% (APR 7.704%), Monthly Payment $3,462.04. Monthly payment does not include taxes or insurance.

FHA

Rates based on seller concession

Standard rate with as little as 3.5% down.

Pricing at 2% seller concession: $14,500.00

To view repayment scenarios, click the numbers on the chart.

FICO

	580	600	620	640	700	720	740
3.5%		7.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7.99% (APR 8.377%) Monthly Payment $5,128.72 Does not include mortgage insurance/taxes/homeowners insurance	7.500 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7.5% (APR 7.876%) Monthly Payment $4,891.88 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7.375% (APR 7.748%) Monthly Payment $4,832.14 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7.125% (APR 7.492%) Monthly Payment $4,713.50 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7.125% (APR 7.492%) Monthly Payment $4,713.50 Does not include mortgage insurance/taxes/homeowners insurance	7.000 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 3.5% Term 30 Years Rate 7% (APR 7.364%) Monthly Payment $4,654.62 Does not include mortgage insurance/taxes/homeowners insurance
5%		7.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.99% (APR 8.381%) Monthly Payment $5,049.00 Does not include mortgage insurance/taxes/homeowners insurance	7.500 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.5% (APR 7.879%) Monthly Payment $4,815.84 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.375% (APR 7.751%) Monthly Payment $4,757.03 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.125% (APR 7.496%) Monthly Payment $4,640.24 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.125% (APR 7.496%) Monthly Payment $4,640.24 Does not include mortgage insurance/taxes/homeowners insurance	7.000 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7% (APR 7.368%) Monthly Payment $4,582.27 Does not include mortgage insurance/taxes/homeowners insurance
10%	8.250 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 8.25% (APR 8.66%) Monthly Payment $4,902.01 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.75% (APR 8.148%) Monthly Payment $4,674.59 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.49% (APR 7.882%) Monthly Payment $4,557.91 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.375% (APR 7.764%) Monthly Payment $4,506.66 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.125% (APR 7.508%) Monthly Payment $4,396.01 Does not include mortgage insurance/taxes/homeowners insurance	7.000 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7% (APR 7.38%) Monthly Payment $4,341.10 Does not include mortgage insurance/taxes/homeowners insurance	6.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 6.99% (APR 7.37%) Monthly Payment $4,336.72 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

Down payment < 10% have a max contribution of 6%.

* Payment example: Rates provided for primary residency occupancy on 10/23/2023. Home Price $725,000, Down Payment 10%, Loan Amount $652,500, Term, 30 year/fixed rate 6.99% (APR 7.37%), Monthly Payment $4,336.72. Monthly payment does not include taxes or insurance.

VA

Rates based on seller concession

Standard rate with as little as 0% down.

Pricing at 2% seller concession: $14,500.00

To view repayment scenarios, click the numbers on the chart.

FICO

	580	600	620	640	700	720	740
0%		8.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 8.125% (APR 8.507%) Monthly Payment $5,383.10 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 7.625% (APR 7.996%) Monthly Payment $5,131.50 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 7.375% (APR 7.74%) Monthly Payment $5,007.39 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 7.125% (APR 7.485%) Monthly Payment $4,884.46 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 7.125% (APR 7.485%) Monthly Payment $4,884.46 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 0% Term 30 Years Rate 7.125% (APR 7.485%) Monthly Payment $4,884.46 Does not include mortgage insurance/taxes/homeowners insurance
5%		7.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.99% (APR 8.381%) Monthly Payment $5,049.00 Does not include mortgage insurance/taxes/homeowners insurance	7.500 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.5% (APR 7.879%) Monthly Payment $4,815.84 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.375% (APR 7.751%) Monthly Payment $4,757.03 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.125% (APR 7.496%) Monthly Payment $4,640.24 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7.125% (APR 7.496%) Monthly Payment $4,640.24 Does not include mortgage insurance/taxes/homeowners insurance	7.000 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 5% Term 30 Years Rate 7% (APR 7.368%) Monthly Payment $4,582.27 Does not include mortgage insurance/taxes/homeowners insurance
10%	8.250 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 8.25% (APR 8.66%) Monthly Payment $4,902.01 Does not include mortgage insurance/taxes/homeowners insurance	7.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.75% (APR 8.148%) Monthly Payment $4,674.59 Does not include mortgage insurance/taxes/homeowners insurance	7.490 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.49% (APR 7.882%) Monthly Payment $4,557.91 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.375% (APR 7.764%) Monthly Payment $4,506.66 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7.125% (APR 7.508%) Monthly Payment $4,396.01 Does not include mortgage insurance/taxes/homeowners insurance	7.000 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 7% (APR 7.38%) Monthly Payment $4,341.10 Does not include mortgage insurance/taxes/homeowners insurance	6.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 10% Term 30 Years Rate 6.99% (APR 7.37%) Monthly Payment $4,336.72 Does not include mortgage insurance/taxes/homeowners insurance
20%	8.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 8.125% (APR 8.564%) Monthly Payment $4,306.48 Does not include mortgage insurance/taxes/homeowners insurance	7.625 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.625% (APR 8.05%) Monthly Payment $4,105.20 Does not include mortgage insurance/taxes/homeowners insurance	7.375 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.375% (APR 7.794%) Monthly Payment $4,005.92 Does not include mortgage insurance/taxes/homeowners insurance	7.125 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 7.125% (APR 7.538%) Monthly Payment $3,907.57 Does not include mortgage insurance/taxes/homeowners insurance	6.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 6.99% (APR 7.399%) Monthly Payment $3,854.86 Does not include mortgage insurance/taxes/homeowners insurance	6.990 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 6.99% (APR 7.399%) Monthly Payment $3,854.86 Does not include mortgage insurance/taxes/homeowners insurance	6.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 20% Term 30 Years Rate 6.875% (APR 7.281%) Monthly Payment $3,810.19 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 10/23/2023. Home Price $725,000, Down Payment 20%, Loan Amount $580,000, Term, 30 year/fixed rate 6.875% (APR 7.281%), Monthly Payment $3,810.19. Monthly payment does not include taxes or insurance.

10/6 ARM

Rates based on seller concession

Standard rate with as little as 50% down.

Pricing at 2% seller concession: $14,500.00

To view repayment scenarios, click the numbers on the chart.

FICO

	620	640	660	680	700	720	740	760	780
50%	6.875 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.875% (APR 7.441%) Monthly Payment $2,381.37 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 10/08/2023 Home Price $725,000 Down Payment 50% Term 30 Years Rate 6.75% (APR 7.311%) Monthly Payment $2,351.17 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 10/23/2023. Home Price $725,000, Down Payment 50%, Loan Amount $362,500, Term, 30 year/fixed rate 6.75% (APR 7.311%), Monthly Payment $2,351.17. Monthly payment does not include taxes or insurance. Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $309,216.12: 3% Margin, 3.66% SOFR (12/18/25), 6.625% variable rate, $2,328.24 monthly payment. At max interest rate of 11.75% payment is $3,351.00.

Advertise Below-Market Rates on Your Listing

Rate Advertised: 6.990% (APR 7.37%)*

Have questions? Reach out to me!

4.97

5

Conventional

Rates based on seller concession

To view repayment scenarios, click the numbers on the chart.

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FHA

Rates based on seller concession

To view repayment scenarios, click the numbers on the chart.

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VA

Rates based on seller concession

To view repayment scenarios, click the numbers on the chart.

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