About Me
Based in Staten Island, I bring nearly 30 years of mortgage experience helping homebuyers, homeowners, real estate professionals, and families throughout New York and New Jersey navigate financing with clarity, strategy, and confidence.
I work with first-time buyers, experienced homeowners, investors, clients considering a refinance, and borrowers with more complex financial situations. My job is not simply to find a loan. It is to understand the full picture, explain the options and tradeoffs clearly, structure the financing around your goals, and tell you when a move does or does not make sense.
As a Sales Manager with CMG Home Loans, I combine hands-on local guidance with the technology, resources, and lending capabilities of a national mortgage lender.
Beyond mortgage lending, I am also an author, speaker, and community advocate. I have written and published three books, including my most recent, Paying Back Dad, and have spent decades studying sales, leadership, achievement, and human performance.
Whether you are buying, refinancing, investing, or simply trying to understand what is possible, my goal is to help you make an informed decision with confidence.
Buying or refinancing a home is about more than finding a mortgage rate. The right financing strategy starts with understanding what you qualify for, what the monthly payment really looks like, how much cash you will need to close, and which loan structure makes sense for your situation.
Through CMG Home Loans, I help borrowers evaluate conventional, FHA, VA, jumbo, renovation, investment property, and select non-QM financing. I also work with first-time homebuyers, self-employed borrowers, real estate investors, and clients whose financial situations require more than a one-size-fits-all approach.
Before you make an offer, refinance, or major financial commitment, my goal is to help you understand the numbers, the options, and the tradeoffs so you can move forward with a clear plan.
Sal Criscuolo | The Mortgage Expert | NMLS #65070
Community & Giving Back
Giving back has been an important part of my life and career for many years.
After Superstorm Sandy devastated Staten Island, I worked directly in affected communities helping residents, feeding families, collecting and distributing supplies, and assisting with recovery efforts. I also helped coordinate approximately 300 marathon runners through storm-damaged areas and remained involved in cleanup efforts for roughly three months.
In 2017, when Hurricane Harvey devastated communities in Texas, I turned my Staten Island mortgage office into a relief collection and staging center. Local residents filled the office with food, water, clothing, and other essential supplies, and I traveled to Texas with a team to help deliver assistance and support the recovery effort.
I have also completed two marathons for charitable causes. In 2010, I ran in support of the American Cancer Society as part of a team that helped raise approximately $1.1 million. In 2019, I ran for Jar of Hope in support of children and families affected by Duchenne muscular dystrophy.
For me, community involvement is not about recognition. It is about showing up when people need help, doing the work, and using whatever resources, relationships, and platform I have to make a difference.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
