Rachelle Thomas

Chelsea E.

First off, I just need to note that this review is well overdue. Rachelle and JT at CMG have gone above and beyond, helping us with our purchase (over a year ago) and a recent refinance. The time they take to thoroughly explain the deets, big and small, does not go unnoticed and is completely appreciated. We had questions, lots of questions and they had answers, lots of answers. Thank you so much Rachelle and JT. Yall are rockstars!!

Jason C.

Rachelle & JT are a fantastic team & definitely went above & beyond to get the job done FAST!

Sara L.

Rachelle Thomas, Mortgage Loan Originator & JT Ramsey with CMG Home Loans for LITERALLY holding my hand through this process for some stuff that was WAAAAAYYYYYY outside of what was required as a lender! These two people are an absolute GOD send in our life! They watch out for things that we didn't even know needed and protected our interests to make sure that our family would be OK no matter what! We can't thank you enough for taking on all of our stuff as if it was your own! Your Grace & Grit is unmatched in this world!

Sydnie M.

We can’t say enough great things about Rachelle and JT! From start to finish, they were absolutely incredible to work with. Buying a home can be stressful, but Rachelle and JT made the loan process smooth, transparent, and even enjoyable. They were always available to answer questions, explain every detail with patience, and keep us informed every step of the way. Their professionalism, speed, and attention to detail gave us complete confidence throughout the process. What really stood out, though, was how much they truly cared—we never felt like just another file. They treated us like family and worked tirelessly to get us the best possible outcome. We’re so grateful for their support and highly recommend them to anyone looking for a top-tier lending team!

Nathan K.

You guys are awesome! Made everything so easy. We couldn’t have had any better!

Milo C.

We chose Rachelle because it was obvious to us she is passionate about her job. She answered our questions (and we had many!) quickly, and was always available to help. She was always looking out for our best interest, rates and deals. Buying a house is a very stressful time, and she was able to keep us on course and calm our worries. She was easy to communicate with and made our home buying experience fun. We will highly recommend her! Kim Clark & Milo Cook

Stephen D.

Rachelle and JT did an amazing job helping us with our home loan! They were extremely informative, understanding, and always considered our needs before offering options. We had a very strict timeline from the seller and was able to close in just about 21 days. Their loan programs were very competitive a long with added values once you get the loan, such as rate rebound. We appreciate their exceptional work and coordinating everything so smoothly! I highly recommend the team for your future home loan needs!!

Douglas H.

We've bought many houses in our lifetime and this was a great experience ranking in the top.

Catherine E.

Rachelle at CMG Home Loans is the kind of loan officer every transaction deserves. We were working through a particularly complex file, and her ability to navigate the challenges with confidence, care, and integrity was nothing short of remarkable. From the moment she got involved, Rachelle took charge in the most professional way—leading with solutions, not stress. What impressed me most was her leadership and calm under pressure. She didn't just follow a checklist—she thought critically, advocated for the client, and made thoughtful decisions that upheld the highest standards of professionalism and ethics. It’s clear that she genuinely cares about doing what’s right, not just what’s easy. Her problem-solving skills were unmatched. She approached every obstacle with clarity and determination, staying focused on the big picture while still handling the fine details that could have derailed the deal. In an industry where shortcuts can be tempting, Rachelle stood out for her integrity and thoroughness. She was a true team player, helping all parties stay aligned and moving forward, even when the file demanded more than the usual effort. I’m grateful for her expertise and the care she brings to her work. Rachelle is a standout in her field, and I would gladly work with her again on even the toughest files.