Matthew Gratalo

Matthew Gratalo

Sales Manager


NMLS ID# 199917

433 Hackensack Avenue, 5th Floor, Hackensack, NJ 07601 | Branch NMLS# 2477715

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About Me
My Philosophy

To see what past customers have said about working with Matthew click on client reviews. Matthew Gratalo has 25+ years of experience in mortgage lending and has helped thousands of families realize the dream of home ownership. He has consistently been one of the top producing mortgage loan officers in Bergen County. He is based in the Hackensack Office , which is the hub of Company operations in the Northeast. Matthew has built a successful career by combining industry knowledge with high levels of service and professionalism. Matthew graduated from Rutgers College with a degree in Economics and Accounting. Prior to entering mortgage banking, Matthew was a Certified Public Accountant. This background makes him uniquely qualified to counsel home buyers on the types of mortgage programs which best suit their overall financial profile, including how to maximize the tax benefits of having a mortgage. The ability to analyze a borrower's qualifications and identify and address weaknesses in a loan file helps Matthew to obtain the best rate possible for every borrower.Matthew particularly enjoys helping first time buyers understand the complicated mortgage process and achieve their dream of home ownership. Matthew also has a great deal of expertise in renovation loans, which allow home buyers to purchase ""fix-up"", short-sale, and foreclosure properties and finance the cost of the repairs in their mortgage.Matthew supports various charities and donates $25 for every loan his team closes to his favorite charities, the Make-a-Wish Foundation and the Wounded Warrior Project.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs as well as act as a financial counselor to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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