Julie Lugo

Beatriz B.

If you’re looking for a loan officer who actually cares, Julie Lugo is the one. I’ve known her for years and I can honestly say you’re in great hands. She will go above and beyond for every client—always professional, knowledgeable, and super easy to work with. Whether you’re buying your first home, refinancing, or just exploring your options, Julie takes the time to walk you through the process and make it as smooth as possible. You’ll feel supported the whole way through. Highly recommend reaching out—you won’t regret it! And she will help you get your forever home. 🏡

Pastor J.

Julie and her team were absolutely amazing! They made the entire home-buying process smooth and stress-free. From start to finish, they moved quickly, professionally, and with such great attention to detail. Julie went above and beyond to make sure everything was handled with excellence. I couldn’t have asked for a better experience—HIGHLY RECOMMEND!

Claudia O.

I had the opportunity to meet and work with Julie on my home loan for my first home. Julie was patient and very helpful in providing me with estimates for every home that I was interested in. Julie and her team were all very helpful and explained the loan process clearly and the calculations for every estimate to my final closing documents. From the first day that I met Julie at her home buying seminar, I felt safe with her and her team being my lenders. She took the time to help me with the pre-qualification application and was there till the end when I signed my final loan documents.

Consuelo G.

I had the pleasure of working with Julie Lugo during the process of securing financing for my home, and I cannot recommend her highly enough. From our first conversation to the final closing, Miss Lugo demonstrated professionalism, transparency, and a deep understanding of the mortgage process. What stood out most was her clear communication and commitment to keeping me informed every step of the way. She took the time to explain each option in detail, answered all of my questions promptly, and ensured that I felt comfortable and confident throughout the process. Thanks to Miss Lugo at CMG mortgage because of their diligence and guidance, we were able to close smoothly and on time. I highly recommend working with Miss Lugo at CMG. They are truly an asset to anyone navigating the lending process.

Alyssa S.

Fast, efficient and thorough with communication and processing my loan.

Vanessa G.

I recently refinanced my home and had the pleasure of working with Julie Lugo with CMG. She was incredibly attentive throughout the entire process—always available to answer my questions, no matter how small, and made sure I felt informed and confident every step of the way. She stayed on top of every detail and made sure everything was completed in time to close by our deadline, if not sooner. Her professionalism and dedication truly made the experience stress-free. I highly recommend her and will absolutely be using her again in the future! Thank you again Julie!!

Abby A.

Amazing experience with Julie! Very speedy process and extremely responsive with all questions. Very kind and professional as well!

Jessica R.

What started as a phone call to ask a few questions turned into me moving into my beautiful new home! I can’t thank my Girl Scout sister and childhood friend enough for guiding me through the loan process and making everything so smooth and worry-free. It’s amazing to see childhood friends come together to support each other in such meaningful ways. You and Matt made this entire experience unforgettable, even with my short patience! I’m so grateful for both of you—thank you for helping make this dream come true!

Cindy

I would highly recommend Julie to anyone looking into buying a home. She’s very professional, friendly & very helpful. Her knowledge & expertise made the selling of our house possible. I so appreciate her & her team for all the hard work they did. Thank you Julie❣️