Joseph Detmer

Joseph Detmer

Loan Officer


NMLS ID# 489011

5700 Ralston Street Suite 100, Ventura, CA 93003 | Branch NMLS# 2475690

About Me
Joe has been in the mortgage industry since 2004. He has never met a loan or a family that have had the exact same goals and dreams, and his passion is to help them build a financial foundation and a Loan Strategy for achieving their specific goals. Joe was born in Pittsburgh, PA. He was born on a Sunday, and he was at work by Thursday. He wakes up every morning with one thought in mind: ‘What am I solving today in my business that really matters to the clients and partners I serve?’ Joe believes that a Mortgage is not simply a debt, rather an investment tool that must fit into the overall short- and long-term payment and equity building objectives of every unique situation. It is only through thousands of conversations with thousands of families that he can have a true sense of what any one borrower needs from their mortgage professional to achieve their financial goals. Experience can only go so far, unless there is a sincere desire to help as many families as he can, and help those families make the next right decision regarding the largest asset they will ever own. Joe does things a little differently than most Mortgage Loan Officers. He goes above and beyond the responsibility of simply funding your next Mortgage. Working for CMG Home Loans in this endeavor establishes that confidence to fulfill that PROMISE every day for everyone. He is so passionate and grateful to help! Joe received his education with a BA in Political Science/Sociology at the University of New Mexico. He has been a 2017-2018 Board Member for the San Diego Children’s Museum, and a Todd Duncan Master Class Elite Member 2013-2014. He has also been an Event Spokesman MBA San Diego in 2013. He has two Daughters – Sydney (24 yrs old) and Sophie (19 yrs old). He is also an avid skier and a Certified Ski Instructor, hiker, and a 200-hour certified Yoga Teacher.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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