JT Ramsey
Loan Officer | Reverse Mortgage Specialist
250 NW Franklin Avenue Ste 102, Bend, OR 97703 | Branch NMLS# 2476366
250 NW Franklin Avenue Ste 102, Bend, OR 97703 | Branch NMLS# 2476366
JT is a Loan Officer based in Bend, Oregon, with 7 years of experience helping individuals and families use homeownership as a strategy to build long-term wealth. He believes a mortgage is more than a rate—it’s a financial tool. JT focuses on educating clients, walking through options clearly, and designing financing strategies that support both today’s needs and tomorrow’s goals.
A big part of JT’s success comes from the team he’s proud to be on with his wife and mentor, Rachelle Thomas. Rachelle’s deep experience and leadership, combined with JT’s energy and commitment to service, create a strong, client-focused partnership. Together, they specialize in crafting smart, customized lending plans and building long-term relationships—not just closing loans.
When he’s not working with clients, JT can be found teaching snowboard lessons at Mt Bachelor, running, playing soccer, or hanging at home with the rest of the team. If you see him running, make sure you give him a honk!
NOT ALL HOME LOANS ARE CREATED EQUAL!
The ALL IN ONE is the only loan that allows you to accelerate equity growth, access that equity for a full 30 years,
and save thousands in interest—all without changing your lifestyle. Check out the video below to learn more.
What are the benefits of a Reverse Mortgage?
IS A REVERSE MORTGAGE A GOOD IDEA FOR YOU OR A LOVED ONE? Watch the video below to learn more.
Right now, one of the biggest hurdles for most buyers is interest rates. With CMG Home Loans' exclusive List & Lock™ advantage, you can ensure buyers get a discounted market rate on their mortgage, AND you can advertise lower market rates in your listing and your open houses. It's a win/win for sellers and buyers. It helps you attract more interest, sell faster, and in most cases save more money than a price reduction. And it helps buyers gain the peace of mind of a lower interest rate and more affordable access to the American Dream.
Your path to homeownership may be closer than you think!
With HomeFundIt™, CMG Home Loans offers a unique way to tackle one of the biggest hurdles to homeownership—the down payment and eligible closing costs. This exclusive program lets friends and family help support your journey to homeownership, turning encouragement into real financial impact.
Curious how it works? Watch the video below to see how a HomeFundIt™ campaign could bring you closer to the keys to your new home.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
