Joe Crespillo

Joe Crespillo

Loan Officer


NMLS ID# 1733876

1265 Carlsbad Village Dr Ste 200, Carlsbad, CA 92008 | Branch NMLS# 2475867

About Me

Hi, I’m Joe Crespillo, a Mortgage Loan Officer with CMG Home Loans and a United States Army Veteran. I specialize in helping first-time home buyers , move-up buyers , investors , self-employed borrowers , and VA buyers navigate the home loan process

With 10 years in the mortgage industry, I’ve built my business around transparency, communication, and vast product knowledge.  Whether you’re purchasing your first home, refinancing, or building long-term wealth through real estate— my goal is to make your financing feel clear and manageable

I know how important consistent communication is, so I make myself available after hours and on weekends, in addition to regular business hours. My goal is to provide a seamless, supportive experience from preapproval through closing—and to remain a trusted resource long after the closing table.

When I’m not helping clients make their homeownership dreams a reality, you can find me with my family on a new adventure. I am also a breathwork coach to help people center and re-balance their nervous systems!

If you're looking for a lender who will treat your goals like their own, I’d love to help.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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