About Me
Joanne is a Senior Mortgage Loan Officer with 23+ years of experience, known for thinking outside the box and finding solutions that others often miss. She believes listening comes first—understanding each client’s comfort level, then creating a clear plan that sets expectations, reduces stress, and leads to a smooth closing.
She’s a trusted partner to both clients and agents, known for being thorough, responsive, and dependable—even in challenging situations. With a strong focus on affordability and a true team approach, Joanne supports not just the transaction, but the long-term success of the people she works with.
She’s also known as a go-to resource for fellow professionals, often stepping in to help navigate complex or time-sensitive scenarios. As Joanne puts it, “It’s different for everyone and conversations shouldn’t be rushed! It’s also why I watch the market closely to be a true advocate for your mortgage.” By staying attuned to the market and taking the time to truly understand each situation, Joanne delivers tailored solutions that create confidence every step of the way.
Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!