Gerron Smart

Gerron Smart

Loan Officer


NMLS ID# 2291857

1405 Route 18, Suite 206, Old Bridge, NJ 08857 | Branch NMLS# 2735269

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About Me
With extensive experience in residential lending, I am a dedicated Mortgage Loan Officer at CMG Home Loans, committed to helping clients achieve their homeownership and financial goals with confidence. Licensed in New Jersey, Pennsylvania, and Connecticut, I provide personalized mortgage solutions tailored to each borrower’s unique needs. Specializing in VA, Conventional, and FHA loans, I work with first time homebuyers, repeat buyers, homeowners looking to refinance, and clients seeking to leverage their home equity through HELOCs. Whether guiding veterans through VA benefits, helping families purchase their dream home, or assisting homeowners with refinancing strategies, the focus is always on clear communication, education, and a smooth lending experience from application to closing. Known for responsiveness, transparency, and strong industry knowledge, I believe that securing a mortgage should feel empowering, not overwhelming. By combining market expertise with a client first approach, I help borrowers make informed financial decisions while navigating today’s evolving housing market. When working with me, clients can expect professional guidance, honest advice, and a commitment to delivering results every step of the way.
With extensive experience in residential lending, I am a dedicated Mortgage Loan Officer at CMG Home Loans, committed to helping clients achieve their homeownership and financial goals with confidence. Licensed in New Jersey, Pennsylvania, and Connecticut, I provide personalized mortgage solutions tailored to each borrower’s unique needs. Specializing in VA, Conventional, and FHA loans, I work with first time homebuyers, repeat buyers, homeowners looking to refinance, and clients seeking to leverage their home equity through HELOCs. Whether guiding veterans through VA benefits, helping families purchase their dream home, or assisting homeowners with refinancing strategies, the focus is always on clear communication, education, and a smooth lending experience from application to closing. Known for responsiveness, transparency, and strong industry knowledge, I believe that securing a mortgage should feel empowering, not overwhelming. By combining market expertise with a client first approach, I help borrowers make informed financial decisions while navigating today’s evolving housing market. When working with me, clients can expect professional guidance, honest advice, and a commitment to delivering results every step of the way.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!