2400 E. Commercial Blvd, Suite 718, Fort Lauderdale, FL 33308 | Branch NMLS# 1600125
Dan Nunez is the Vice President of Spec Construction Financing and Sales Manager, where he leads the strategy, development, and execution of builder-focused construction and spec financing solutions.
Dan operates at the intersection of capital, sales strategy, and market dynamics—helping builders, developers, and loan officers navigate increasingly complex lending environments. His focus extends beyond structuring loans to designing financing strategies that preserve liquidity, protect margins, and support profitable exits.
With deep experience in spec construction, land and vertical financing, and alternative capital structures, Dan partners closely with internal teams and builder clients to align financing with real-world project behavior. He is known for translating complex financial concepts into clear, actionable insights that support smarter decision-making across the full project lifecycle.
Beyond deal execution, Dan plays an active role in training and supporting loan officers nationwide, helping them confidently expand into builder and construction lending. His approach is grounded in data, transparency, and a builder-first mindset—positioning financing as a strategic tool rather than a commodity.
Spec construction financing is designed for builders constructing homes without a pre-sold buyer, where speed, liquidity, and exit flexibility are critical. These projects require capital that adapts to real-world construction timelines and absorption cycles—not rigid bank-driven constraints.
Spec construction loans provide short-term, business-purpose financing to support vertical construction and carrying costs while a home is built and sold. Rather than forcing builders to conform to inflexible loan structures, this financing is aligned with how spec projects actually perform in the market.
This financing structure is designed to help builders preserve liquidity, manage multiple projects, and reduce capital friction throughout the build-and-sell cycle. Key advantages include higher leverage options, interest reserves aligned with realistic absorption periods, and flexible draw structures that support construction pacing.
Spec construction financing is ideal for production and semi-custom builders, developers carrying multiple spec homes, and teams looking to deploy capital efficiently while protecting margins on exit. It supports builders navigating evolving market conditions without sacrificing scale or velocity.
Spec construction financing works best when paired with a strategy. Builders gain access to deal review support, capital structuring guidance, and market-aware insights designed to improve absorption and reduce pressure at the finish line.
Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
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