Chris Howell

Chris Howell

Senior Loan Officer


NMLS ID# 331216

3500 John F Kennedy Pkwy Ste 320, Fort Collins, CO 80525 | Branch NMLS# 1758162

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About Me

CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states, the District of Columbia and Guam, CMG Home Loans branches have earned over 17,000 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.


Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt™, the down payment crowdfunding platform to the All In One Loan™, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower.


CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs to help borrowers make informed decisions.

I was born and raised in Fort Collins, Colorado, where I still proudly call home. I earned my Bachelor of Science degree from Colorado State University and have been helping clients achieve their homeownership goals since beginning my mortgage career in 2003. Over the years, I've gained experience working with a small independent mortgage brokerage, as well as several local and national banks and mortgage lenders throughout Northern Colorado. Most recently, I spent nearly 10 years with Academy Mortgage before joining CMG Home Loans in 2022. After a year and a half at CMG, I pursued the opportunity to own and operate my own independent mortgage brokerage, which I successfully did for the past two and a half years. I'm excited to be back at CMG because of its outstanding operational support, innovative loan programs, and commitment to helping both loan officers and clients succeed. Outside of work, I'm the proud father of three daughters, ages 15, 18, and 20. When I'm not helping clients, you'll usually find me skiing, lifting weights, or golfing. I also enjoy traveling to new places, and one of my favorite ways to explore is by taking road trips across the country. As a licensed CMG Home Loans Loan Officer in Fort Collins, Colorado. Arizona and Wyoming (NMLS # 331216), I can assist you with your home loan needs, including: • First-time purchase • Second-home purchase • Refinance • FHA and VA loans • Conventional loans • 203(k) Renovation loans • Jumbo loans I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. I have the expertise and knowledge and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation. Feel free to contact me anytime by phone or email for personalized service and expert advice. I will extend the same professional service to your friends, family members, work colleagues, or neighbors who need help.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!