5000 Birch Street Ste 3000 Ofc 313, Newport Beach, CA 92660 | Branch NMLS# 1800721
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Chad MachadoWith over 25 years of experience in the mortgage industry, Chad Machado brings a deep level of expertise, leadership, and problem solving to every transaction. Having held multiple branch and area management roles throughout his career, Chad understands both the strategic and hands on approach required to close even the most complex loans. Born and raised in Orange County, Chad takes great pride in serving homeowners and buyers in the community he still calls home. His business is built on a simple philosophy: Customer for Life. That means building long term relationships, not just closing transactions. Chad is known for guiding clients through what can often be a complex and overwhelming loan process with clarity and confidence. By taking the time to understand each client’s lifestyle, goals, and overall financial picture, he delivers tailored solutions and access to a wide range of loan programs that fit each unique situation. In addition to traditional residential lending, Chad specializes in structuring larger and more complex financing, including development projects up to 200 million dollars, construction and spec home financing, renovation loans, and jumbo and super jumbo financing. His ability to navigate both consumer and builder side lending makes him a valuable partner for clients at every stage, from primary homeownership to large scale development. His areas of expertise also include self employed borrowers and alternative documentation loans, adjustable rate mortgages, agency conforming and high balance loans, FHA and VA financing, and strategic refinancing solutions. When others hit a wall, Chad finds a way through it. That is the standard behind Team Machado. |
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Roque GonzalesThe mortgage process can feel confusing and overwhelming — I get it. You need someone who not only understands the ins and outs of the industry but also genuinely cares about your best interests. With over 33 years of experience, I’m here to guide you with complete transparency, honesty, and dedication. My goal isn’t just to help you secure a loan — it’s to make sure you fully understand every step and feel confident in your decisions.
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Angie AlvarezTeam Machado has been serving in the mortgage industry since 1998. We take pride in tackling the tougher loans that others cannot get done or simply will not take on. No matter the challenge, we dig deep, think creatively, and work relentlessly to find a solution. What truly sets us apart is how much we care about the people behind every loan. We understand that this is not just a transaction. It is often the biggest investment of our clients’ lives, and we take that responsibility seriously. Every file matters, every client matters, and every detail counts. Beyond traditional lending, Team Machado brings advanced financing solutions to the table. We provide development financing up to 200 million dollars, along with construction loans, spec home financing, and renovation financing. We also specialize in jumbo and super jumbo financing, giving our clients access to high level capital for luxury properties and complex transactions. Whether it is a first time buyer, a seasoned investor, or a builder scaling projects, we have the ability to structure and execute at every level. That commitment is why our clients and referral partners continue to trust us. They know we do not back down when a loan gets complicated. We stay engaged, communicate clearly, and do everything we can to get the job done the right way. No loan is too tough for Team Machado. If you think it cannot be done, bring it to us and we will find a way. |
Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.
The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.
The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.
The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!
