The Gift That Lasts: How to Make a Holiday Impact with HomeFundIt™

Blog posted On December 11, 2025

Tired of receiving gifts that go unused every year? You might be interested in an alternative gifting method this holiday season. Instead of physical presents, why not receive the gift of homeownership? Through our down payment gifting platform HomeFundIt™, your friends and family can help you take one step closer to becoming a homeowner in the new year.

The Best Gifts Aren’t Wrapped

Instead of a holiday wishlist, why not replace it with a HomeFundIt campaign? Put aside cash, toys, or gift cards — receive the gift of down payment assistance!

How It Works

• Sign up online and set your campaign page
• Gift yourself a home for the holidays
• Collect down payment gifts instantly
• Shop to save with UpIt™
• Share your unique campaign story with family and friends

Benefits

• Down Payment Gifting
  • Contribute/collect down payment gifts from family and friends through the easy-to-use, online platform
• $2,000* Closing Costs Grant
  • Earn up to $2,000 toward your down payment or closing costs with our 2-to-1 match

What is UpIt?

UpIt allows qualifying purchases through participating retailers to be applied to your down payment fund.** It’s the perfect time to use UpIt during the bulk of holiday shopping!

How It Works

• Visit your campaign page
• Shop using the UpIt feature on your page
• A portion of your qualifying purchases is pledged to your campaign at closing
• Friends and family can shop too!
• Download the Chrome Extension “UpIt by HomeFundIt” and never miss an opportunity to help
• No expiration date on pledges

HomeFundIt for the Holidays

‘Tis the season of giving! Why not allow your community the chance to turn your dream of homeownership into reality? With a little help from your loved ones, anything is possible. The most meaningful present isn’t necessarily the flashiest jewelry or the biggest toy. A gift that furthers long-term goals, like a down payment contribution, can provide the most lasting effect of all.

Source: HomeFundIt

*Grant is a $2-to-$1 match on regular down payment gifts received on HomeFundIt™, up to the lesser of $2,000 or 1% of purchase price for first-time buyers, as defined by Fannie Mae, who complete home buyer education prior to signing a purchase contract. Talk to your loan officer or visit your HomeFundIt dashboard for next steps, or you can also find a housing counselor near you by visiting https://www.hud.gov/counseling.

Grant funds are applied to nonrecurring closing costs. If closing costs are fully paid by seller or interested party, grant funds can be used to buy down the rate. Grant funds cannot be used towards a down payment. Visit https://www.homefundit.com/Grant for complete terms and conditions.

**The UpIt™ store, partner affiliates, and shopping pledges are a service provided by The Home Dream Foundation © (3). UpIt is available only to customers of HomeFundIt. For complete terms and conditions of HomeFundIt, please visit https://www.homefundit.com/Terms.