Twitter Facebook LinkedIn Instagram
Phone 1.720.436.3224
LEADERSHIP OUR STORY CMG CARES CONTACT
CMG NEWS PAYMENT CENTER
Menu Close CMG Logo
PAYMENTS GET STARTED
CONSUMER
PURCHASE
REFINANCE
SELL
RESOURCES
LOAN PRODUCTS
WHOLESALE
CORRESPONDENT
ABOUT US
PAYMENT CENTER
logo

Advertise Below-Market Rates on Your Listing

* Payment example for monthly savings: Rates provided for primary residency occupancy on 02/20/2026. Home price $1,130,000, down payment 40%, loan amount $678,000, term-30 year, fixed rate 4.625% (APR 5.212%), monthly payment $3,485.87. Monthly payment does not include taxes or insurance. List & Lock rates shown are accurate as of 02/20/2026. Rates can change daily, contact Loan Officer for details.


**Non-discounted rate payment example based on: Rates provided for primary residency occupancy on 02/20/26. Home Price $1,130,000, Down Payment 40%, Loan Amount $678,000, Term, 30 year/fixed rate 6.25% (APR 6.899%), Monthly Payment $4,174.56. Monthly payment does not include taxes or insurance.

Rate Advertised: 4.625% (APR 5.212%)*

Discounted Monthly Payment: $3,486

Non-discounted Rate Payment: $4,175

Monthly Savings: $689



The seller at
9349 Russell Cir, Arvada, CO 80007
has participated in CMG Home Loans List & Lock Program™

Have questions? Reach out to me!

Hunter Combs

Branch Manager | NMLS# 194585

(720) 436-3224

download open house flyer
CONTACT US
Specific Rate Possibilities By Loan Type >
Conventional
Jumbo
VA
10/6 ARM

Conventional

Rates based on seller concession

Standard rate with as little as 25% down.

Pricing at 3% seller concession: $33,900.00

To view repayment scenarios, click the numbers on the chart.
FICO
620 640 660 680 700 720 740 760 780
25%
5.500 %
5.375 %
5.375 %
5.375 %
5.250 %
5.250 %
5.125 %
5.125 %
4.990 %
30%
5.125 %
4.990 %
4.875 %
4.875 %
4.875 %
4.875 %
4.875 %
4.750 %
4.750 %
35%
4.990 %
4.990 %
4.875 %
4.875 %
4.750 %
4.750 %
4.750 %
4.750 %
4.750 %
40%
4.750 %
4.625 %
4.625 %
4.625 %
4.625 %
4.625 %
4.625 %
4.625 %
4.625 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 02/20/2026. Home price $1,130,000, down payment 40%, loan amount $678,000, term-30 year, fixed rate 4.625% (APR 5.212%), monthly payment $3,485.87. Monthly payment does not include taxes or insurance. List & Lock rates shown are accurate as of 02/20/2026. Rates can change daily, contact Loan Officer for details. Monthly payment does not include taxes or insurance.

Jumbo

Rates based on seller concession

Standard rate with as little as 10% down.

Pricing at 3% seller concession: $33,900.00

To view repayment scenarios, click the numbers on the chart.
FICO
680 700 720 740 760 780
10%
5.875 %
5.750 %
5.625 %
15%
5.875 %
5.625 %
5.625 %
5.625 %
5.625 %
20%
5.625 %
5.625 %
5.625 %
5.625 %
5.625 %
5.625 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 02/20/2026. Home price $1,130,000, down payment 10%, loan amount $1,017,000, term-30 year, fixed rate 5.625% (APR 6.083%), monthly payment $5,854.43. Monthly payment does not include taxes or insurance. List & Lock rates shown are accurate as of 02/20/2026. Rates can change daily, contact Loan Officer for details. Monthly payment does not include taxes or insurance.

VA

Rates based on seller concession

Standard rate with as little as 0% down.

Pricing at 3% seller concession: $33,900.00

To view repayment scenarios, click the numbers on the chart.
FICO
580 600 620 640 700 720 740
0%
5.750 %
5.500 %
5.125 %
5.000 %
4.990 %
4.990 %
4.990 %
5%
5.750 %
5.250 %
5.125 %
4.990 %
4.990 %
4.990 %
4.990 %
10%
5.625 %
5.125 %
5.000 %
4.990 %
4.990 %
4.990 %
4.990 %
20%
5.125 %
5.000 %
4.990 %
4.875 %
4.875 %
4.875 %
4.875 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 02/20/2026. Home price $1,130,000, down payment 20%, loan amount $904,000, term-30 year, fixed rate 4.875% (APR 5.352%), monthly payment $4,784.04. Monthly payment does not include taxes or insurance. List & Lock rates shown are accurate as of 02/20/2026. Rates can change daily, contact Loan Officer for details. Monthly payment does not include taxes or insurance.

10/6 ARM

Rates based on seller concession

Standard rate with as little as 25% down.

Pricing at 3% seller concession: $33,900.00

To view repayment scenarios, click the numbers on the chart.
FICO
620 640 660 680 700 720 740 760 780
25%
5.875 %
5.500 %
5.500 %
5.375 %
5.375 %
5.250 %
5.125 %
5.125 %
5.125 %
30%
4.990 %
4.875 %
4.750 %
4.750 %
4.750 %
4.750 %
4.625 %
4.625 %
4.625 %
35%
4.875 %
4.750 %
4.750 %
4.750 %
4.625 %
4.625 %
4.625 %
4.625 %
4.625 %
40%
4.375 %
4.250 %
4.250 %
4.250 %
4.250 %
4.250 %
4.250 %
4.250 %
4.250 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 02/20/2026. Home price $1,130,000, down payment 40%, loan amount $678,000, term-30 year, fixed rate 4.25% (APR 4.824%), monthly payment $3,335.35. Monthly payment does not include taxes or insurance. List & Lock rates shown are accurate as of 02/20/2026. Rates can change daily, contact Loan Officer for details. Monthly payment does not include taxes or insurance. Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $538,625.13: 3% Margin, 3.67% SOFR (02/19/26), 6.625% variable rate, $4,055.58 monthly payment. At max interest rate of 9.25% payment is $4,933.09.

This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.