David is patient, engaged, and so knowledgable! We went through a long home-buying process, changing our minds often about what we wanted. David was with us every step of the way, going above and beyond to answer all of our questions and really helping us understand the daunting mortgage process. I have full confidence that David got us the best rate possible and will continue to keep us updated on when we should refinance down the line. I'm grateful to know that he is here as a guide for us for whatever the future may bring!

Hannah F.

David is simply the best! He delivers on time, no one can beat his rates and he is always one phone call away. He also takes the time to answer any questions you might have, not only during the home buying process, but also after you close. I had to close within one month after I signed the purchase agreement and David and his team were ready to close one week before the closing date. I also shopped around for different mortgage options, but no one could give me the rates that David did. We went over the rates daily with him, until I decided to lock. I have recommended David to two of my friends and I recommend him to anyone who wants to work with a reliable professional who delivers, especially in today’s fast-moving market.

Ingrit T.

Hey David, We closed on the house last Friday with no problems! We got moved in on Sunday, and have been LOVING our new home! A big part of that is because of you, and I just wanted to thank you for all your hard work and dedication to us. I am so very appreciative of you, and want you to know that you really made a difference in our lives. Having to move around, constantly, because of the military, and then for college, these past 14 years was fun... but I am overjoyed to be able to FINALLY plant some roots for our son and 'coming soon' baby boy :) We will definitely come back to you when we are ready to upgrade and buy once again, and we will be referring you to our friends/family. We cannot thank you enough!”

Rebecca &.

We would like to say thank you for our recent experience of re-financing our home. David Youngs was beyond helpful, making sure our experience was a great one! He laid out all of our options making sure we were familiar with every possible outcome. He also made everything very easy to understand and made sure we got what we wanted. We also appreciate the extra work he had to put in to get this done. Overall, we would highly recommend … David Youngs to anyone. Thanks for a hassle-free experience!”

Jared &.

"We want to thank you for the diligence you showed through this long process to completion of refinancing our home. It's hard to believe we began attempting to refinance in 2010! With our loan to value ratio being slightly upside down at that point in time, you stuck with us, continually checking for any new opportunities for folks in our situation. Finally in 2012 your suggestion of finishing our lower level rather than paying down our loan brought our tax assessed value up to a place where we were finally able to refinance May of 2013! Thanks David for sticking with us through this process. You are a super friendly, positive and easy to talk to guy about any concern or question. Your expertise helped every step of the way.”

Kent &.

Hello David, We hope you are enjoying a nice weather. Sorry, we haven't thanked you for such a good job you have done with our mortgage. My husband "found" you after running away from a complete jerk. So we can see that no matter who you are and what language you speak still can be treated with respect and kindness. Thank you, David for being so patient with us and explaining everything to us. Thank you for everything and good luck with your new clients. You deserve the best! Thank you!”

Rima &.

Thanks for all your help with our refinancing. It all seemed to go pretty smoothly. You were great at keeping me informed and were able to answer all my questions. I feel that we had consistent contact and I was up to date with the whole process. I know the timing for my bank statements kept getting off and thank you for helping me figure all that out. We appreciate your time and will gladly refer anyone we know that could use your service.”

Carmody S.

"David Youngs firm was given to me by an an associate, and at first, I was hesitant to contact a stranger regarding my finances. I quickly learned that he was not only brilliant, but he additionally had a sincere regard for my well being. He instantly treated me like a member of his family offering valuable advice for my financing needs. I am so glad I pushed through that hesitancy and secured him as my loan consultant. I will recommend him as I would any family member...even to a family member. Thanks David, you are top notch and will remain on my list of referrals to anyone...even family :) PS: I hope and pray your father is well. Take care my friend.”

Don &.

I just want to thank you for all your help in getting me through the refinancing of my home. You are very professional and knowledgeable, as well as patient. You answered all my questions. Your instructions to me with what you needed from me were clear and understandable. The process was completed in the frame of time you told me about in the beginning. I would definitely recommend you to anyone who is wanting to refinance their home. You have saved me money and that is always a bonus. Thank you and good luck to you.”

Irene C.