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Advertise Below-Market Rates on Your Listing

* Payment example for monthly savings: Rates provided for primary residency occupancy on 10/14/2026. Home price $2,595,000, down payment 25%, loan amount $1,946,250, term-30 year, fixed rate 7.125% (APR 7.414%), monthly payment $13,112.25. does not include taxes or homeowners insurance.


**Non-discounted rate payment example based on: Rates provided for primary residency occupancy on 10/14/26. Home Price $2,595,000, Down Payment 25%, Loan Amount $1,946,250, Term, 30 year/fixed rate 7.75% (APR 8.051%), Monthly Payment $13,943.17. does not include taxes or homeowners insurance.

Rate Advertised: 7.125% (APR 7.414%)*

Discounted Monthly Payment: $13,112

Non-discounted Rate Payment: $13,943

Monthly Savings: $831



The seller at
385 Port Royal Avenue, Philadelphia, PA 19128
has participated in CMG Home Loans List & Lock Program™

Have questions? Reach out to me!

Bruce Pilarczyk

Senior Loan Officer | NMLS ID: 2118754

(610) 955-4474

CONTACT US
Specific Rate Possibilities By Loan Type >
Jumbo
VA

Jumbo

Rates based on seller concession

Standard rate with as little as 10% down.

Pricing at 1% seller concession: $25,950.00

To view repayment scenarios, click the numbers on the chart.
FICO
680 700 720 740 760 780
10%
7.750 %
15%
7.625 %
7.500 %
7.500 %
20%
7.500 %
7.375 %
7.250 %
7.250 %
7.250 %
25%
7.500 %
7.250 %
7.250 %
7.125 %
7.125 %
7.125 %
30%
7.250 %
7.250 %
7.125 %
7.125 %
7.125 %
7.125 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 10/14/2026. Home price $2,595,000, down payment 25%, loan amount $1,946,250, term-30 year, fixed rate 7.125% (APR 7.414%), monthly payment $13,112.25. does not include taxes or homeowners insurance.

VA

Rates based on seller concession

Standard rate with as little as 0% down.

Pricing at 1% seller concession: $25,950.00

To view repayment scenarios, click the numbers on the chart.
FICO
600 620 640 700 720 740
0%
7.750 %
7.625 %
7.250 %
7.250 %
7.250 %
5%
7.750 %
7.625 %
7.000 %
7.000 %
7.000 %
10%
7.750 %
7.625 %
7.000 %
7.000 %
7.000 %
20%
7.625 %
7.250 %
6.990 %
6.990 %
6.990 %
30%
7.750 %
7.000 %
6.990 %
6.990 %
6.990 %
6.990 %
DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences, for conventional loans only, when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

* Payment example: Rates provided for primary residency occupancy on 10/14/2026. Home price $2,595,000, down payment 20%, loan amount $2,076,000, term-30 year, fixed rate 6.99% (APR 7.62%), monthly payment $13,797.74. does not include taxes or homeowners insurance.

This lock cannot be transferred to another property address. It is valid through the above expiration date. While List & Lock™ can help buyers significantly, it is not a guarantee to lend. If a buyer is interested in purchasing the listed home at the advertised rate, they must still qualify for the loan. The benefit is that they won’t have to qualify for the loan based on the market rates; instead, they will be qualifying on the List & Lock™ rate. They will have several loan options to choose from through List & Lock™ -- Conventional, FHA, VA, and select adjustable-rate mortgages (ARMs). The same type of credit and discount can be applied to other loan programs, but rate adjustments could occur. Closing must occur within the 60 day rate lock period, or within the rate lock extension period in order for the seller receive a refund for the rate lock fee. If the lock is extended, the seller must pay a separate non-refundable lock fee for the extension. If you are concerned your closing could extend beyond the 60-day period, contact your loan officer to discuss extension possibilities.