Joseph Tsentner

Howard C.

A+ Joseph was responsive and answered all my questions

Maria B.

It was a challenging process, but overall, everything worked out. We were pleasantly surprised by the closing amount, which was significantly lower than what we had been informed..

Monjur H.

⭐️⭐️⭐️⭐️⭐️ Outstanding Loan Officer – Highly Recommend! As a first-time homebuyer, the mortgage process felt overwhelming at first, but working with Joseph Tsentner made everything smooth and stress-free. Joseph is extremely fast, efficient, and very responsive. Anytime I had a question, he answered promptly and clearly, which gave me a lot of confidence throughout the process. Joseph went above and beyond to secure my SONYMA loan at an excellent 4.2% APR, and he kept everything moving quickly from start to finish. He explained every step, stayed on top of all requirements, and made sure there were no delays. I truly appreciate his professionalism, knowledge, and dedication. If you’re a first-time homebuyer or anyone looking for a reliable and hardworking loan officer, I highly recommend Joseph Tsentner. He made what could have been a stressful experience into a great one.

Tenzin C.

He was available all the time, including later at night and responded back to me even during weekends. You can't expect anything more from a loan officer, I have no complains. Tenzin Choeying 7/7/25

Kalsang L.

I would like to express my sincere appreciation for the exceptional service provided by my Joseph. He demonstrated remarkable passion and patience throughout the loan process, making me feel at ease with every step. His expertise and knowledge were evident, and he was always approachable, ready to address any questions or concerns I had. His dedication to his work not only helped me navigate the complexities of the loan but also made the experience much more pleasant. I am truly grateful for his support and guidance. Thank you for your outstanding service!

Justin C.

We found that Joseph was incredibly available for us through our experience with buying the estate. The response times were quick and clear for any questions or problems that might arise, and his explanations on each step of the process made sure we were never lost on what to expect next. Joseph also kept in good contact with the other parties involved on our side, such as our lawyer's office and real estate agent, which greatly reduced the amount of work we had to put in ourselves.

Amanda N.

We worked with Joe when we were purchasing our first home and had such a positive experience that when we moved, we contacted him again. He is professional and knowledgeable. He answered all our questions and explained everything clearly. He got us the best interest rate possible. He made the process of getting a mortgage easy. I would recommend Joe to everyone!

Namgyal G.

My experience with Joseph was great because he’s knowledgeable, responsive and consistently follows through to ensure every detail is handled efficiently. I highly recommend CMJ financial and Choosing the Joseph as your Mortgage/ Loan officer .

Valerie W.

I couldn't have asked for a better lender than Joseph! When I say he went above the call of duty, that's an understatement. From the very first conversation he put me at easy in stressful process. I asked him to break down everything like I was a five old so could understand it. And he did just that I totally understood and the things I wasn't grasping he kept explaining until I got. I called him day and night and weekends. He called to keep me abreast of every stage of my process. I called up to the very end of which he was no longer involved with but Joseph being Joseph gave me the information that I in needed. I later found out he was on vacation with his wife! And after I closed he called me to congratulate me on closing. And yes he was still on vacation. ABOVE THE CALL OF DUTY!!! THANK YOU JOSEPH FOR EVERYTHING YOU ARE THE BEST OF BESTEST!!!!