Margaret W.
Bill and his team made the loan process very easy for me. There was always someone available to answer questions or take care of things I needed. Everyone cared about helping with each step of the process.
115 The Plains Road, Suite 200, Middleburg, VA 20117 | Branch NMLS# 2633913
Bill Stern is a trusted mortgage advisor and the driving force behind The Stern Team at CMG Home Loans. Known for his steady leadership, deep industry knowledge, and people-first approach, Bill has built a reputation for delivering smart lending strategies with clarity, integrity, and consistency.
With years of experience guiding clients through purchases, refinances, and complex financial scenarios, Bill understands that no two borrowers are alike. His approach is rooted in listening first, educating thoroughly, and crafting mortgage solutions that align with each client’s long-term goals—not just today’s transaction. Whether working with first-time buyers, seasoned homeowners, or real estate partners, Bill brings a calm, confident presence to every step of the process.
The Stern Team reflects Bill’s commitment to excellence, communication, and service. Together, the team blends personalized guidance with the strength and innovation of CMG Home Loans, offering clients access to a wide range of loan programs, cutting-edge technology, and creative financing strategies. Their process is proactive, transparent, and highly organized—ensuring smoother closings and fewer surprises.
Real estate partners value the Stern Team for their responsiveness, strategic thinking, and ability to help deals come together—even in challenging market conditions. Clients appreciate the team’s clear explanations, honest advice, and unwavering support from application to closing and beyond.
At its core, The Stern Team believes that a mortgage is more than a loan—it’s a foundation for what comes next. That belief drives everything they do, earning the trust of clients and partners alike, one successful closing at a time.
Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.
Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!